Get pre-approved first! Just submit a loan application with the max amount you would like to spend on a vehicle. We offer our own GAP & Mechanical Breakdown Insurance (available on all auto loans) and these items can be financed or paid for separately. If you would like more information on these insurances or have questions regarding the application, please contact our office to speak with one of our friendly representatives.

• Terms range from 48 to 72 months (APRs vary based on percentage financed)
• Offered a better rate?! Let us try to beat or match the rate!
• Electric/Hybrid vehicles receive an automatic 1% off our current rates and/or rate offered by another lender.
• FICO score of 700+ receive 1% off; FICO score of 750+ receive 1.5% (can be combined with the 1% discount for Electric/Hybrid vehicles for a total of up to 2.5% off. Floor Limit is 1.90%)
• Pre-approval letters available upon request

Check Rates Loan Application Start Your Search

We offer financing for used vehicles up to 10 years old, that have less than 100,000 miles and are within Kelley Blue Book Value. If you have a vehicle in mind, please call us with the VIN, Mileage & Sale price of the vehicle, so we may run a Blue Book & Carfax on the vehicle to make sure we can proceed with the loan. Terms range from 36-72 months and the APR and term is based off the vehicle year and percentage of the value we are financing.

• Electric/Hybrid vehicles receive an automatic 1% off our current rates and/or rate offered by another lender
• FICO score of 700+ receive 1% off; FICO score of 750+ receive 1.5% (can be combined with the 1% discount for Electric/Hybrid vehicles for a total of up to 2.5% off. Floor Limit is 1.90%)

Check Rates Loan Application Start Your Search

*When applying for an Auto Refinance, in the “Amount Requested” section, please put the balance owed and “Refi” next to it.

Want a lower interest rate or lower monthly payments on your current vehicle? Apply for an auto refinance with us today to save some money! We offer low rates and will match or beat your current rate! Vehicles must fall within our guidelines: up to 10 years old, less than 100,000 miles and within Kelley Blue Book Value.

• Refi Promo: Get $100 & Skip 2 Payments!
• Electric/Hybrid vehicles receive an automatic 1% off our current rates and/or rate offered by another lender.
• FICO score of 700+ receive 1% off; FICO score of 750+ receive 1.5% (can be combined with the 1% discount for Electric/Hybrid vehicles for a total of up to 2.5% off. Floor Limit is 1.90%)
• We beat and match rates!

Please submit the Auto Refinance Loan Application with the following information:

• Purchase Contract from dealer (if you still have it)
• Current Statement from the finance company
• Last 2 Paystubs
• Current Mileage
• Current registration
• Document showing current APR% or offer letter showing APR% *Must show your information on the document.

Check Rates Loan Application

Do you need some extra cash and have the title to your car? Apply for a title loan today! Submit the loan application with the registration & current mileage on the vehicle to see how much you can qualify for. Vehicle guidelines: up to 10 years old & less than 100,000 miles. We will need the title if the loan is approved.

Please fill out loan application completely, submit them with your last two paystubs and any additional information or documents requested above. Please send the documents by fax, mail, email or drop them off at our location.

Rates are based on our used auto loan rates. Same discounts apply for good FICO score and electric/hybrid vehicles. Floor Limit is 1.90%

Olive View Federal Credit Union offers financing for new & used motorcycles. Our rates for motorcycles are the same rates for our auto loans and have the same guidelines and discounts. For used motorcycles they can be up to 10 years old, less than 100,000 miles and within Blue Book Value.

• Refinancing is available (Refi Promo: Get $100 & Skip 2 Payments! )
• Electric/Hybrid vehicles receive an automatic 1% off our current rates and/or rate offered by another lender
• FICO score of 700+ receive 1% off; FICO score of 750+ receive 1.5% (can be combined with the 1% discount for Electric/Hybrid vehicles for a total of up to 2.5% off. Floor Limit is 1.90%)
• We beat and match rates!

New Rates Used Rates Loan Application

Financing is available for new watercraft vehicles only & up to 3 years old on RVs. Please fill out loan application completely, submit them with your last two paystubs and any additional information or documents requested above. Please send the documents by fax, mail, email or drop them off at our location.

New Rates Used Rates Loan Application

When purchasing a vehicle, we like to make sure that you have all the things you need. GAP insurance protects you in the event of a total loss. If the vehicle is totaled and the insurance doesn’t pay off the balance owed in full, then we submit the GAP claim to help pay off the remaining balance.

Flat rate of $399 (can be financed with the payment or purchased separately)

$1000 GAP Advantage: In the event of the total loss and you finance another vehicle with our financial institution within 90 days of the loss, we will submit the claim for this. Once it comes in, we will notify you of the deposit.

GAP Advantage Pamphlet

Extended warranties (also known as Mechanical Breakdown Insurance/ MBI) are available to finance with your vehicle loan at the time of purchase/refinance. This is the only time it can be worked into the cost of your monthly payment. They are also offered through the dealership directly; we recommend getting a quote from them for luxury and/or used vehicles to compare costs/coverages that work best for you. We are able to quote you when we are provided with the vehicle information as the cost is based off the vehicle itself. Please see the pamphlet below to view what is included and additional coverages that are offered.

Every new car comes with a Manufacturer Warranty, but keep in mind that these are generally good up until 60,000 miles, and only for a couple of years. Once these expire, you are responsible for the cost of repairs. Maintenance fees (i.e., oil changes, tire rotations, etc.) are not included in the warranties. Please keep all service records in the event that repairs are needed and the extended warranty needs to be used. Service/pre-paid maintenance plans may be purchased through the dealership only, otherwise the cost is the members responsibility. Olive View Federal Credit Union does not offer maintenance plans. If you choose to decline the warranty/MBI at the time of signing the loan contract, it is still available to purchase at a later date. We will requote you as the price may have changed and the product must be paid for in full at that time.

MBI Member Care Pamphlet

**GAP & MBI can only be added to the monthly payments at the beginning of the loan when we sign for it. They can always be purchased separately.

Do you need some extra cash? Olive View Federal Credit Union offers personal loans starting at $500 up to $20,000, to qualified borrowers. Personal loans are unsecured loans, which means they do not require collateral.

• No pre-payment penalties
• Automatic Payments available
• Rates are set & based off the term (term options depend on amount financed)
• Shared Secured Loans available (borrow against your own money) @ 3% above our current savings APR rates.

See our current savings rates Loan Rates Loan Application

Are you applying for your first loan ever or applying for your first loan with us? This is a great option to begin building your credit and/or rebuild credit. This loan is an instant approval with proof of income. Please call for more details.

• $500 personal loan
• 6-month term @ 8.9%
• Payments are $86/month
• Instant approvals!

First Step Loan Application

Would you like to consolidate some of your monthly bills/credit cards and have one monthly payment instead? We offer consolidation loans as well. Keep in mind that closing credit cards may be required depending on the unsecured ratios and/or debt ratio. Please submit the following with your application:

• Current Statements of the bills you would like to consolidate

To apply for one of the loans listed above, please fill out the loan application completely, submit it with your last 2 paystubs & any other documents requested. Please send the documents by fax, mail, email or drop them off at our location.

Check Rates Loan Application

Credit cards are considered revolving credit and are very helpful in emergency situations or when a purchase is necessary and may not have the funds available elsewhere. They also help build your credit. Our VISA credit card has a set APR of 14.9%. Payments can be made through our branch or www.ezcardinfo.com

Shared secured VISA credit cards are also available and are approved with deposited funds, a VISA application and your most recent paystub. This is either a great way to start out and/or repair credit. If you don’t qualify for an unsecured credit card with us, try this option!

Would you like a VISA credit line increase? Please submit the application with the credit limit that you would like your card to have. If you have a new card or just recently received an increase, please allow 6-9 months before requesting another increase.

VISA Application

• Log in to your online banking and make transfers from shares to the loan; these transfers can made to reoccur
• Set up one-time transfers from shares to loans or reoccurring transfers by selecting the day you would like the payment to be transferred and the frequency
• Send us a secured message requesting the transfer or to process a card

• Make transfers through the mobile app the same way as online banking, but these are one-time transfers
• Mobile Deposit: Write yourself a check from your other account and mobile deposit it to your account here. If you want us to apply the payment once posted, please contact us by phone, secured messaging or by email. Once the funds are available you may transfer them yourself as well.

• Set up direct deposit through your employer or your source of income by providing them your account and routing number. Account verification letters are available upon request. Once these deposits come in to your account, please contact us to set up the loan payments to be taken automatically from each reoccurring deposit.
• You can also log into your other financial institution’s online banking and see if you can provide your account information to set up reoccurring transfers to your shares here. Then we can set up the automatic transfers to the loan once notified by you.

• From your other financial institution’s online banking they might offer online bill pay. Generally, these types of payments are sent to us in the form of a check and we request that the payments be mailed to our PO Box, so they don’t get mixed up with Olive View Medical Center’s mail.
• Fees maybe applied from the other institution for this type of service.

• You can always call us with a Visa or Mastercard debit or credit card over the phone to make your payments or deposits to your account. Please note there is a $5.00 service charge for this type of payment.

• To make things easy for our members that don’t have access to set up direct deposit or don’t use us as their primary financial institution, we offer automatic payment authorization forms to be filled out. There are two options: (1) authorize us to run a card or (2) transfer from your shares here. We add you to our payment arrangement list and make payments as scheduled.
• LA County Employees can set up Payroll Deduction to pay the loans.
• LA County Retirees can set up LACERA Payroll Deduction

• Made in person via check, cash or card
• Overnight drop box which is located by our front door. If you are not able to make it during our business hours, you may place check payments through this mail slot. Please put the payment in an envelope with instructions for deposit or payment.

• If you have a debit card with us, you can make deposits through the ATM to your account and then transfer payments through the online banking or mobile application. If the funds are placed on hold, please call us during business hours for assistance.

• Our Visa Credit Cards can be registered for online banking through www.ezcardinfo.com and payments can be made through there.
• Contact our office by phone/secured messaging through the online banking for your account and request the transfer from your shares or we can take a card over the phone/secured messaging to make the payment. $5.00 card processing fee applies.
• Add yourself to our payment arrangement list. Please call us for more information.

• Incoming wires are free of charge. If you are expecting an incoming wire, please contact our office for the Incoming Wire Instructions to be sent to you.
• Outgoing wires require the form to be filled out and submitted before 1pm during business hours for them to be sent same day. There is a $35.00 fee for outgoing wires.
• If wiring funds to someone else and they have wiring instructions available, please ask for them to be sent to you. We can use this as a reference to verify that you have filled out the form correctly prior to sending it out.
• Rejected outgoing wires may be subject to a fee from the receiving institution (fees may vary). Please verify all information is correct on the form prior to submission.
• Outgoing wire form can be emailed to you or you make click the link below